Terms of Service
Effective date: September 10, 2026
Website: https://ivaembley.com/
Operator: ICTX Enterprises LLC
1. Agreement to these Terms
These Terms of Service (“Terms”) are a legal agreement between you and ICTX Enterprises LLC (“ICTX,” “we,” “us,” or “our”), the operator of ivaembley.com and pages that link to these Terms (collectively, the “Site”).
The Site provides educational and informational content relating to writing, publishing, book marketing, digital products, and related topics and may link to books, resources, retailers, platforms, and other third-party websites.
By accessing or using the Site, you agree to these Terms and acknowledge our Privacy Policy. If you do not agree, please do not use the Site.
If you use the Site on behalf of an organization, you represent that you have authority to bind that organization, and “you” includes the organization.
2. Eligibility
You must be at least 13 years old to use the Site. If you are under the age of legal majority where you live, you may use the Site only with the involvement and permission of a parent or legal guardian. The Site is not directed to children under 13.
3. Changes to the Site or these Terms
We may update the Site and these Terms from time to time. The effective date above shows when these Terms were last revised.
Material changes will apply prospectively, and we will provide additional notice when required by law. Your continued use of the Site after revised Terms take effect constitutes acceptance of the revised Terms. If you do not agree to a revision, stop using the Site.
4. Limited permission to use the Site
Subject to these Terms, ICTX grants you a limited, revocable, non-exclusive, non-transferable, and non-sublicensable permission to access and use the Site and its publicly available content for personal, noncommercial purposes.
This permission does not transfer any ownership rights.
5. Intellectual property
The Site and its content—including text, articles, training materials, photographs, artwork, book descriptions and excerpts, graphics, logos, page design, audio, video, downloads, and software (collectively, “Content”)—are owned by ICTX, Iva Embley, I. C. Cosmos, or their respective licensors and are protected by copyright, trademark, and other laws.
Except for the limited permission granted above or as otherwise permitted by applicable law, you may not reproduce, distribute, publicly display, publicly perform, publish, adapt, translate, create derivative works from, sell, license, or commercially exploit the Site or Content without prior written permission from the applicable rights holder.
You may share an unmodified link to a publicly available Site page.
Names, logos, book and product branding, and other source identifiers displayed on the Site may be trademarks or protected trade dress. No license to use them is granted except as necessary to identify the Site when sharing a lawful link.
6. Prohibited conduct
You agree not to use the Site or Content in violation of law or another person’s rights; circumvent access or security controls; introduce malicious code; interfere with operation of the Site; impersonate another person or misrepresent an affiliation; harvest personal information; send spam; facilitate fraud, harassment, or infringement; or use automated means to access or scrape the Site in a manner that imposes an unreasonable burden or violates applicable access restrictions.
You may not use substantial portions of the Content to train, develop, benchmark, or improve an artificial-intelligence or machine-learning model without prior written permission, except to the extent applicable law expressly prevents such a restriction.
You may not remove or alter copyright, trademark, attribution, or other proprietary notices.
7. Communications, feedback, and submissions
If you send us feedback, comments, reviews, photographs, survey responses, contest entries, or other material (a “Submission”), you retain any ownership rights you have.
You grant ICTX a non-exclusive, worldwide, royalty-free, sublicensable license to host, reproduce, format, edit for length or clarity, display, distribute, and promote the Submission in connection with the Site and related content or publications. This license lasts for as long as reasonably necessary for those purposes, including continued use in materials created before you request removal.
You represent that you have the rights needed to provide the Submission and that our permitted use will not violate another person’s intellectual-property, privacy, publicity, contractual, or other rights.
Do not submit confidential or sensitive information.
8. Email and electronic communications
If the Site offers an email subscription and you subscribe, you request and consent to receive the communications described at the time of signup. You may unsubscribe at any time using the link provided in an email.
The handling of personal information associated with email subscriptions is also governed by our Privacy Policy.
To the extent permitted by law, notices and other communications may be provided electronically, including by posting them on the Site or sending email to an address you provide.
9. Third-party links and purchases
The Site may link to Amazon, booksellers, software providers, social networks, educational resources, service providers, and other third-party websites or platforms.
These links are provided for information or convenience and do not place the third party under ICTX’s control. The third party’s own terms, privacy policy, pricing, availability, payment, delivery, refund, and customer-service practices govern your interaction with that party.
Unless a Site page expressly states otherwise, ICTX does not currently sell products, subscriptions, memberships, or services directly through the Site and does not collect payment-card information through the Site.
A purchase made after following a third-party link is between you and the applicable third party.
If direct sales or paid services are introduced on ivaembley.com in the future, additional purchase, payment, cancellation, or refund terms may apply.
10. Affiliate links and material connections
Some links, reviews, or recommendations on the Site may be affiliate links or may involve another material connection.
If you click an affiliate link or make a purchase, ICTX may receive a commission or other benefit without increasing the price you pay. A material connection may also involve complimentary access, products, services, or other compensation.
Where required, we will provide an appropriate disclosure near the relevant recommendation or link.
Compensation does not change our commitment to expressing opinions and recommendations honestly and based on information reasonably available to us.
11. Educational content, earnings, and results
The Site provides educational and informational material about writing, publishing, marketing, entrepreneurship, digital products, and related topics.
Examples, case studies, rankings, sales results, testimonials, or descriptions of past outcomes are provided for informational purposes. They do not represent a promise, warranty, or guarantee that you will obtain the same or similar results.
Success in publishing, marketing, business, or other activities depends on numerous factors outside our control, including individual skill, experience, effort, financial resources, market conditions, competition, platform policies, timing, and other circumstances.
WE DO NOT PROMISE, GUARANTEE, OR WARRANT YOUR SUCCESS, SALES, INCOME, BESTSELLER STATUS, BUSINESS RESULTS, OR ANY OTHER PARTICULAR OUTCOME.
Nothing on the Site constitutes legal, financial, tax, medical, mental-health, investment, or other regulated professional advice. You are responsible for your own decisions and for obtaining appropriate professional advice when needed.
12. Reviews and testimonials
Reviews, ratings, quotations, testimonials, case studies, and descriptions of individual experiences reflect the views and experiences of their respective authors.
Individual experiences vary. We may edit a quotation for length, spelling, or clarity without intentionally changing its meaning.
No review or testimonial constitutes a guarantee that another person will obtain the same result or have the same experience.
13. Third-party content
Certain Content may originate with third parties. Third-party material remains subject to the intellectual-property rights of its respective owner.
We do not warrant or assume responsibility for the accuracy, reliability, availability, or suitability of third-party websites, products, services, or information.
14. Copyright concerns
If you believe material on the Site infringes your copyright, email support@ictxenterprises.com with your contact information; identification of the copyrighted work; the exact URL and description of the material at issue; an explanation of your good-faith belief that the use is unauthorized; a statement that the information you supplied is accurate and that you are authorized to act; and your physical or electronic signature.
We may remove or restrict access to material while reviewing a notice.
This section does not represent that ICTX qualifies for any statutory safe harbor or has appointed a registered DMCA agent.
15. Site availability and changes
We may change, correct, update, suspend, restrict, or discontinue any part of the Site or Content at any time.
We do not guarantee that the Site or Content will remain available, uninterrupted, error-free, secure, complete, current, or compatible with every device or browser.
16. Disclaimers
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
ICTX AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, AUTHORS, LICENSORS, AND SERVICE PROVIDERS DISCLAIM ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND SECURITY.
SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO SOME OF THIS SECTION MAY NOT APPLY TO YOU.
17. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ICTX AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, AUTHORS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES; LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY; OR COSTS OF SUBSTITUTE SERVICES ARISING FROM OR RELATED TO THE SITE, CONTENT, OR THESE TERMS, EVEN IF ADVISED THAT SUCH DAMAGES WERE POSSIBLE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THEIR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SITE, CONTENT, OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS ($100) OR (B) THE AMOUNT YOU PAID DIRECTLY TO ICTX THROUGH THE SITE DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.
These limitations do not apply to liability that cannot legally be limited. Your non-waivable consumer rights remain in effect.
18. Indemnification
To the extent permitted by law, you agree to defend, indemnify, and hold harmless ICTX and its members, managers, officers, employees, agents, affiliates, authors, and licensors from third-party claims, losses, liabilities, judgments, damages, and reasonable legal fees arising from your unlawful or willful misuse of the Site, your material breach of these Terms, or a Submission that violates another person’s rights.
This obligation does not apply to the extent a claim results from the indemnified party’s own negligence, willful misconduct, or violation of law.
19. Suspension and termination
We may suspend or terminate access to the Site if we reasonably believe someone has violated these Terms, created a security or legal risk, or misused the Site.
You may stop using the Site at any time.
Provisions that by their nature should survive termination—including intellectual-property, disclaimer, liability, indemnification, dispute, and miscellaneous provisions—will survive.
20. Governing law and Maryland courts
These Terms and any dispute arising from or related to the Site or Content are governed by the laws of the State of Maryland, without regard to conflict-of-laws principles, except to the extent federal law applies.
Nothing in these Terms deprives you of mandatory consumer protections that cannot be waived under the law of your residence.
Before filing a lawsuit, the complaining party will send the other party a written description of the dispute and requested relief and allow thirty days for a good-faith effort to resolve it, unless immediate relief is reasonably necessary or a limitations period would expire.
Notices to ICTX must be sent to support@ictxenterprises.com.
Any lawsuit arising from or related to the Site, Content, or these Terms must be brought in a state or federal court of competent jurisdiction located in Maryland. You and ICTX consent to the personal jurisdiction of those courts.
There is no agreement in these Terms requiring arbitration.
21. Miscellaneous
These Terms and the Privacy Policy constitute the agreement concerning your use of the Site, except where additional written terms apply to a specific service or activity.
If a provision is held invalid or unenforceable, it will be enforced to the maximum extent permitted and the remaining provisions will remain effective.
Failure to enforce a provision is not a waiver of the right to enforce it later.
You may not assign these Terms without our written consent. ICTX may assign them in connection with a merger, reorganization, sale of assets, or by operation of law.
ICTX is not responsible for delay or failure caused by events beyond its reasonable control, including outages, cyberattacks, natural disasters, government action, labor disputes, or failure of third-party infrastructure.
These Terms do not create an employment, partnership, joint venture, fiduciary, franchise, or agency relationship between you and ICTX.
22. Contact
Questions about these Terms may be sent to:
ICTX Enterprises LLC
Email: support@ictxenterprises.com
Website: https://ivaembley.com/